Payday shouldn’t be a pain — for you or your team. If you’re still printing checks, coordinating manual transfers, or asking employees to chase down payments, it might be time to level up.
Direct deposit is the gold standard for modern, reliable, and seamless employee payments, and setting it up is easier than you think.
In this article, we’ll walk you through the process of setting up direct deposits for your US-based employees — and show you how an automated payroll platform can make the process faster, safer, and fully compliant from day one. So let’s begin.
How does payroll direct deposit work in the US?
In the US, direct deposits run on the Automated Clearing House (ACH) network. This is an electronic system that moves money between financial institutions, allowing employers to deposit wages directly into employee accounts.
According to the National Automated Clearing House Association (NACHA), over 90% of US workers are paid via direct deposit, with this number only increasing.
See also: Can an employer require direct deposit to be the payment method?
